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Whether you’re a 1st time buyer or a 4th time buyer, the questions are the same. Click above to view or download the a list of the most common questions and answers asked by home buyers
The home buying process can be exciting and fun, but also complicated, stressful, and overwhelming. Maximize your chance of success and minimize the amount of time spent trying to keep track of all the details by working with a buyer’s agent. There is a plethora of benefits to using a buyer’s agent, and here are our top four!
They can find the right properties for you. When starting your search, generally you will already have a list of must-haves and nice-to-haves for your new home. Your buyer’s agent will have access to extensive search resources and all the new listings hitting the market, so they can ensure you are looking at homes that meet most, if not all, of your criteria.
They know the background. Experienced buyer’s agents have a breadth of knowledge on different neighborhoods in the area. They can let you know what similar homes in the area have recently sold for, if there are any new commercial projects on the horizon, what the nearby schools have to offer, and more.
They are in your corner during negotiations. A buyer’s agent is your advocate when it comes time to put in an offer and negotiate. They have your best interest in mind, understand what you are looking for, and can help you get the best price and terms for the home.
They provide trusted recommendations. Buyer’s agents that have been in the business for several years have likely built strong relationships with professionals in other parts of the industry. Turn to your agent when you are ready to find a home inspector, moving company, lender, and more.
Choosing to enter the home buying process is likely the largest financial decision you will make in your lifetime, so it is not one that should be taken lightly. Ensuring that your other current and upcoming financial responsibilities are under control is crucial to having a smooth transaction and being able to enjoy your investment fully. These tips will help you prepare your budget for purchasing your dream home.
Calculate your monthly income. How much money is coming in every month? This is the amount that is left after taxes, health insurance, and retirement savings are taken out of your monthly salary.
Understand your current expenses. Make a list of all your current recurring expenses month to month. Don’t forget to factor in things like loan payments, gym memberships, car maintenance, groceries, self-care appointments, etc.
Determine where you can find savings. Are there any ongoing memberships or subscriptions you don’t use that can be canceled? Can you cut out your daily coffee or eating out lunch? Make these adjustments right away to start saving more.
Boost your financial standing. Before buying a home, it is recommended that you dedicate extra effort to paying off other debts and boosting your credit score. Taking these steps will help you during the loan approval process.
Don’t move finances around. Your lender will review your bank statements during the pre-approval process and then again during underwriting. Any large withdrawals or deposits may throw a red flag so try to avoid these when possible. If you can’t, make sure you have proper documentation to explain the movement of money.
NOVEMBER 2019 SALES
Thank you again to all who’ve trusted me to assist you, your friends, and family. My business depends on referrals. I hope you feel comfortable introducing me to the people you know and care about.
We are fully committed and ready to take you through an incredible adventure of selling your beautiful home.
We will sit down and analyze the current market with you, in order to formulate a strategic plan of action. This plan will expose your property to the largest amount of potential buyers searching for your specific product. More often than not, this includes creating and syndicating your unique listing to over 200+ websites, holding open houses, conducting agent-to-agent networking, reverse prospecting, and more. We will do everything in our power to get you the best price obtainable, in the least amount of time, with the least inconvenience to you. You will constantly be in the know, as you’ll be provided with detailed market reports, and frequent communication by us, every step of the way.
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